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The ASEAN Framework Agreement on Services (AFAS) - was signed by ASEAN Economic Ministers on 15 December 1995 in Bangkok, Thailand. It aims to enhance cooperation to improve the efficiency, competitiveness and supply of services, and liberalise further the trade in services among ASEAN Member State. The 12 broad sectors covered for liberalization in ASEAN are: Business Services; Communication Services; Construction and Related Engineering Services; Distribution Services; Educational Services; Environmental Services; Financial Services; Health Related and Social Services; Tourism and Travel related Services; Recreational, Cultural and Sporting Services; Transport Services; and other Services not included elsewhereTo date, all ASEAN Member States, including Malaysia has committed nine Packages of Services Liberalization commitments under AFAS.